At Sand Hill, we are proud of our partnership with many endowments and foundations, helping them navigate the increasingly complex investment landscape with confidence and ease.
Focusing on the Big Picture
How We Partner With Endowments and Foundations
At Sand Hill, we are proud of our partnership with many endowments and foundations, helping them navigate the increasingly complex investment landscape with confidence and ease.
Choosing Your Legacy: Deciphering Per Stirpes Vs. Per Capita in Estate Planning
Estate planning is a critical aspect of financial management that ensures your assets are distributed according to your wishes after you pass away.
Understanding the Terms: All About That Basis
While you are probably familiar with the term cost basis, it is not likely something you think about very often. In fact, you may only think about cost basis information when asked for it by your Sand Hill Wealth Manager or CPA.
College Bound — Hip, HIPAA, Hooray
One important, but frequently overlooked, topic is what to do in case your child becomes incapacitated… now that they are over the age of 18. This whole issue has evolved over time as new rules and regulations have been put in place that are meant to protect privacy, but which—often unintentionally—complicate interactions between loved ones.
New Rules for Unused 529 College Savings Funds
As the costs of higher education continue to rise, people are turning to tax-advantaged 529 savings plans to help fund their children’s education expenses.
Saving Tax Dollars with Qualified Small Business Stock (QSBS)
If you hold qualified small business stock (QSBS) and are thinking of starting or investing in a new venture, consider rolling your capital gain associated with your current QSBS into the new enterprise.
CNBC Squawk Box: Latest Market Trends | August 30, 2024
Brenda Vingiello, Sand Hill Global Advisors CIO, joins ‘Squawk Box’ to discuss the latest market trends ahead of the opening bell on Friday.
The Changing Landscape of Medicare Advantage: What It Means for Your Financial Health
Medicare Advantage (MA) plans have long been a lucrative market for insurers, but recent shifts are reshaping the landscape, impacting both investors and beneficiaries.
Sustainable Homeownership: Managing Expenses to Buy and Stay in Your Home
Buying a home is a monumental financial milestone, often the most significant purchase of a lifetime. However, the financial journey doesn't end at closing.
Climate Change and Rising Insurance Premiums: A Necessary Shift
As climate change intensifies, its impact on the insurance industry becomes increasingly apparent. Evan Greenberg, CEO of Chubb, one of the leading insurers in the U.S., recently addressed this issue at the RIMS Risk World conference in San Diego. Greenberg emphasized the rationality behind surging insurance premiums in climate-vulnerable regions and the unsustainable nature of government efforts to suppress these increases.
Inherited Retirement Accounts: A Timely Opportunity
In this article, we will explore recent developments surrounding inherited retirement accounts. Understanding the nuances of these regulations can significantly impact your financial strategies, tax planning, and ultimately, your long-term goals.
Moving Past the Pandemic Environment
There is a common saying that time heals almost everything. Yet, even as we embark on the fifth year since the pandemic began, most of us are still longing for many pre-pandemic norms that we used to take for granted.
When Macro Overwhelms the Micro
When allocating to investments, understanding the dynamic relationship between macroeconomic and microeconomic factors is crucial. While microeconomic investing focuses on exposure to individual companies, macroeconomics examines broad economic trends, indicators and events that influence entire markets.
Cyber Risk and How to Mitigate
Sadly, fraud attempts are becoming much more frequent in our client conversations, and the classic—but rather obvious—example of the ‘Nigerian Prince’ needing money is long outdated. Scammers have become far more sophisticated in their tactics. Part of this is due to everyone being increasingly more comfortable interacting online, especially in the wake of the Covid pandemic. Indeed, the FBI reports a 300% increase in cyberattacks since 2020.
The Advantages of Exit Planning: Secure Your Legacy and Maximize Your Wealth
As a Certified Exit Planning Advisor™ (CEPA), I am committed to helping my clients navigate the complex world of business transitions and secure their financial legacies. I want to shed light on the pressing need for exit planning by sharing some eye-opening statistics and highlighting the tremendous opportunities that lie ahead. Let’s delve into the numbers and explore the reasons why exit planning is an imperative step in securing your future.
SEP IRA or Individual 401(k)? A Question Worth Exploring for the Self-Employed
Choosing between a SEP IRA (Simplified Employee Pension Individual Retirement Account) and an Individual 401(k)—also known as a Solo 401(k) or Self-Employed 401(k)—is an important decision for self-employed individuals or small business owners planning for retirement. Each option offers compelling benefits and considerations, and the choice largely depends on factors such as income, contribution limits, and expected future business growth.
Understanding the Tax Benefits When Utilizing IRA Funds for Medical Expenses in Long-Term Care
In the realm of financial planning, one often seeks strategies that not only secure their future but also optimize tax benefits. When facing medical expenses associated with long-term care or assisted living, leveraging Individual Retirement Account (IRA) funds can offer a viable solution. Understanding how to utilize IRA funds for such purposes not only eases financial burdens but also unlocks valuable tax deductions.
Top 3 Must-Know Updates for Homeowners of Properties Valued at Over $5 Million
Owning a home brings unique considerations, especially for some properties valued over $5 million in California. It is important to stay informed about the latest changes in laws and regulations that may impact your financial decisions.
The First 10 Steps to Take When You Receive an Inheritance Lump Sum
Inheriting a lump sum can be a life-changing event, and it's essential to approach it with careful consideration and planning. As experienced financial planners, we understand the weight of this situation and the importance of making informed decisions. As a starting point in your decision-making, let’s discuss the first 10 steps to take when you receive an inheritance lump sum that can help you make the most of your newfound wealth.
