At Sand Hill, we are proud of our partnership with many endowments and foundations, helping them navigate the increasingly complex investment landscape with confidence and ease.
Focusing on the Big Picture
How We Partner With Endowments and Foundations
At Sand Hill, we are proud of our partnership with many endowments and foundations, helping them navigate the increasingly complex investment landscape with confidence and ease.
Choosing Your Legacy: Deciphering Per Stirpes Vs. Per Capita in Estate Planning
Estate planning is a critical aspect of financial management that ensures your assets are distributed according to your wishes after you pass away.
Understanding the Terms: All About That Basis
While you are probably familiar with the term cost basis, it is not likely something you think about very often. In fact, you may only think about cost basis information when asked for it by your Sand Hill Wealth Manager or CPA.
College Bound — Hip, HIPAA, Hooray
One important, but frequently overlooked, topic is what to do in case your child becomes incapacitated… now that they are over the age of 18. This whole issue has evolved over time as new rules and regulations have been put in place that are meant to protect privacy, but which—often unintentionally—complicate interactions between loved ones.
New Rules for Unused 529 College Savings Funds
As the costs of higher education continue to rise, people are turning to tax-advantaged 529 savings plans to help fund their children’s education expenses.
Saving Tax Dollars with Qualified Small Business Stock (QSBS)
If you hold qualified small business stock (QSBS) and are thinking of starting or investing in a new venture, consider rolling your capital gain associated with your current QSBS into the new enterprise.
The Changing Landscape of Medicare Advantage: What It Means for Your Financial Health
Medicare Advantage (MA) plans have long been a lucrative market for insurers, but recent shifts are reshaping the landscape, impacting both investors and beneficiaries.
Sustainable Homeownership: Managing Expenses to Buy and Stay in Your Home
Buying a home is a monumental financial milestone, often the most significant purchase of a lifetime. However, the financial journey doesn't end at closing.
Climate Change and Rising Insurance Premiums: A Necessary Shift
As climate change intensifies, its impact on the insurance industry becomes increasingly apparent. Evan Greenberg, CEO of Chubb, one of the leading insurers in the U.S., recently addressed this issue at the RIMS Risk World conference in San Diego. Greenberg emphasized the rationality behind surging insurance premiums in climate-vulnerable regions and the unsustainable nature of government efforts to suppress these increases.
Inherited Retirement Accounts: A Timely Opportunity
In this article, we will explore recent developments surrounding inherited retirement accounts. Understanding the nuances of these regulations can significantly impact your financial strategies, tax planning, and ultimately, your long-term goals.
When Macro Overwhelms the Micro
When allocating to investments, understanding the dynamic relationship between macroeconomic and microeconomic factors is crucial. While microeconomic investing focuses on exposure to individual companies, macroeconomics examines broad economic trends, indicators and events that influence entire markets.
Cyber Risk and How to Mitigate
Sadly, fraud attempts are becoming much more frequent in our client conversations, and the classic—but rather obvious—example of the ‘Nigerian Prince’ needing money is long outdated. Scammers have become far more sophisticated in their tactics. Part of this is due to everyone being increasingly more comfortable interacting online, especially in the wake of the Covid pandemic. Indeed, the FBI reports a 300% increase in cyberattacks since 2020.
The Advantages of Exit Planning: Secure Your Legacy and Maximize Your Wealth
As a Certified Exit Planning Advisor™ (CEPA), I am committed to helping my clients navigate the complex world of business transitions and secure their financial legacies. I want to shed light on the pressing need for exit planning by sharing some eye-opening statistics and highlighting the tremendous opportunities that lie ahead. Let’s delve into the numbers and explore the reasons why exit planning is an imperative step in securing your future.
Top 3 Must-Know Updates for Homeowners of Properties Valued at Over $5 Million
Owning a home brings unique considerations, especially for some properties valued over $5 million in California. It is important to stay informed about the latest changes in laws and regulations that may impact your financial decisions.
The First 10 Steps to Take When You Receive an Inheritance Lump Sum
Inheriting a lump sum can be a life-changing event, and it's essential to approach it with careful consideration and planning. As experienced financial planners, we understand the weight of this situation and the importance of making informed decisions. As a starting point in your decision-making, let’s discuss the first 10 steps to take when you receive an inheritance lump sum that can help you make the most of your newfound wealth.
Flood Insurance: Protecting Your Home and Calculating Costs Amidst Climate Change in California
As experienced financial advisors, we help our clients navigate the ever-changing landscape of risks in their financial lives, which includes risks associated with climate change. In recent years, California has experienced an increase in flooding events due to changing weather patterns. Let’s discuss the importance of flood insurance and the steps you can take to protect your home from potential damage.
The Importance of Financial Literacy and How We're Falling Short
Do you have a clear understanding of the basics of personal finance? According to a recent survey led by Stanford University economist Annamaria Lusardi, most Americans lack basic financial literacy skills.
The Importance of Time Horizons in Building a Strong Financial Foundation
When it comes to planning finances, people often get lost in the details and overlook the importance of timing. One factor to consider when setting financial goals and planning investments is the time horizon.
Happily Ever After: Keys to Enjoying Your Retirement
With the surge in senior living options available today, it is time to rethink our retirement years. Being retired does not need to mean slowing down. Moving into an independent living facility relieves you of household chores and responsibilities—allowing you more time to spend on activities that you enjoy—and provides an expanded social community.
